How the ranking works
Every Sapphire Reserve cardholder gets two $250 Edit credits a year, each on a prepaid Chase Travel booking of two nights or more. Only one Edit credit applies per stay, so the second credit needs a second trip.
A separate 2026 promotion adds another $250 on prepaid stays of two nights or more at IHG, Montage, Pendry, Omni, Virgin, Minor and Pan Pacific properties. 177 of the 1,536 Edit hotels belong to both programmes, and a stay at one of them takes both credits: $500 off a single booking. Chase lists this promotion through December 31, 2026.
Maximize my credit puts the stays where your credits cover the most first, then the higher-rated hotel, then the lower price. Best hotels leads with hotel rating. Lowest out of pocket leads with what you pay.
Prices are typical nightly rates over the coming months. Chase Travel pricing often runs above the hotel's own site, so compare before you prepay and check the Chase Travel price match guarantee.
Questions
Can I use both Edit credits on one stay?
No. The two $250 Edit credits cannot stack on the same booking. The only way to take $500 off one stay is a hotel that also belongs to the 2026 select-hotel promotion. Every one of them is on the double credit list.
Why is the $100 property credit left out of the price?
It is spent at the hotel on food, drinks or the spa, so it only lowers your bill for things you would have bought anyway. Breakfast for two works the same way. Both are real value on top of the price shown here.
When does the credit show up on my statement?
Usually within a few days of the prepaid charge, though Chase says it can take a billing cycle or two. Chase can take it back if you cancel or change the booking.
Does this work for the Sapphire Reserve for Business?
Yes. The business card has an Edit credit and the 2026 select-hotel credit too, so the ranking applies as is. From January 1, 2027 its Edit credit becomes four $250 credits a year, enough for four stays instead of two.
What about the $300 travel credit?
It applies to any travel purchase, and most cardholders use it early in their card year, so the tool does not count it. If yours is still unused, subtract up to $300 more.
Hotel names open a rate comparison. Those are affiliate links: if you book through one we may earn a commission, at no cost to you. We earn nothing on Chase Travel bookings. Both credits require a prepaid booking inside the Chase Travel portal. Programme terms change, so confirm current details in your Chase account. Hotel photos are openly licensed from Wikimedia Commons and credited on each card; destination photos are from Pexels. Every photographer is listed on the photo credits page.
$500 in credits
