Hotel Zoe is one of 11 Edit by Chase hotels in San Francisco. Its typical nightly Chase Travel rate is $358, fees included, the lowest of the city’s 11 priced Edit hotels.
The Edit perks and credits only apply when you book in Chase Travel: sign in to Chase, open Travel and search for Hotel Zoe. Opens chase.com. We’re independent and not affiliated with Chase.
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Photo of San FranciscoPhoto: Pexels
$358Typical nightly rate
DecemberCheapest month, $229
$212Lowest night, Dec 13, 2026
$250 offEdit credit, no double
4 starsHotel class
Since Jan 2026On The Edit, checked Nov 13
What an Edit booking here includes
What a prepaid Edit booking here gets you, and how often each perk came through on the 13 stays cardholders reported.
The Edit benefits
Daily breakfast for two
6 of 6 stays
Almost always
$100 property credit
5 of 5 stays
Almost always
Room upgrade
0 of 6 stays
Rarely
Early check-in
2 of 3 stays
Usually
Late checkout
3 of 3 stays
Almost always
$250 Edit credit posted
3 of 3 stays
Almost always
Free Wi-Fi
Included
The $250 Edit credit
Cheapest two nights ending by Dec 31: check in Sun, Dec 13 at $212 a night, about $174 after the $250 Edit credit.
Two nights at $358
$716
Edit credit
−$250
You pay about
$466
For a prepaid Chase Travel stay of two nights or more. It uses one of your two $250 Edit credits for the year; this isn’t a double-credit hotel, so there’s no second $250.
Check the rate first
Chase Travel often charges more than the hotel’s own site, so compare before you book. If you find it cheaper within 24 hours of booking, ask Chase for a price match: it has to beat their price by more than $5 a night, for the same room and refund terms.
Hotel Zoe runs lowest in December, January and February, with December the cheapest at a $229 median a night, and highest in September at $435.
January: $249 median a night, one of the cheapest
February: $270 median a night, one of the cheapest
March: $311 median a night
April: $317 median a night
May: $339 median a night
June: $390 median a night
July: $393 median a night
August: $407 median a night
September: $435 median a night
October: $426 median a night
November: $285 median a night
December: $229 median a night, one of the cheapest
$249
Jan
$270
Feb
$311
Mar
$317
Apr
$339
May
$390
Jun
$393
Jul
$407
Aug
$435
Sep
$426
Oct
$285
Nov
$229
Dec
These are medians of the Chase Travel rates for two-night stays starting on each day of the coming year, from 361 dates on our last check.
What guests say about Hotel Zoe
13 Edit stays here, as Sapphire Reserve cardholders described them on Reddit, summarized in our own words with a link to each post. We haven’t stayed here ourselves.
What guests liked
Breakfast included6 stays
Great location5 stays
Late checkout3 stays
Welcome amenity2 stays
$100 credit easy to use2 stays
Early check-in2 stays
What to watch for
No welcome amenity7 stays
No upgrade5 stays
Spotty Wi-Fi2 stays
Room felt dated
No early check-in
Parking is extra
No welcome gift or daily credit
u/thebruns on r/ChaseSapphire, September 2026
Their take: Apart from the missing welcome gift and daily credit, their stay was much the same as other recent Edit guests describe.
Details
Welcome
No welcome gift
Watch out
They were told the hotel's $15 daily resort credit didn't apply to their reservation
u/nauticalWindyBehind on r/ChaseSapphire, September 2026
Breakfast
$100 credit
No upgrade
No early check-in
Late checkout
$250 credit posted
Their take: Not a high-end luxury stay, but a good one made better by the Edit perks, in a safe, walkable spot near the Wharf and nearly free after points and the credit.
Details
Paid
$635 for 2 nights, covered by 23k points through Points Boost and the $250 credit, leaving $5 to pay; the statement credit arrived within a few days of booking
Room
The entry-level king felt dated, with the sink in the bedroom area and one switch lighting both it and the separate bathroom
Welcome
A choice of a bottle of red or white wine at check-in
Check-in
No early check-in or upgrade, as nothing was available
Late checkout
1pm
$100 credit
Used at Pescatore, the hotel restaurant, where a dinner came to $104; meals must be charged to the room, and the credit stacked with a $15 daily restaurant credit. Staff said it could also cover parking
Breakfast
For two each day through paper vouchers, ordering anything on the menu, though the included drinks are limited to regular coffee and tea
Parking
They believe it was $65 a night
At checkout
No resort fee; a $200 refundable deposit came back after about 5 days
Watch out
The restaurant closed one night for a private event, so check its hours at check-in
u/AssistanceMiddle9615 on r/ChaseSapphire, November 2025
$250 credit posted
Their take: Pleasantly surprised to find such an affordable US hotel on The Edit.
Details
Paid
$128 a night; $379.72 in all, including $72.56 in fees and $52.04 in taxes. They used 6,000 points with Points Boost and put $259.72 on the card, so after the $250 credit the stay cost $9.72 and 6,000 points
How
Pick points at checkout, then lower the points so at least $250 stays on the card. A points-only booking doesn’t get the credit
Availability
The hotel disappeared from Chase Travel right after they booked, and another cardholder saw it as sold out for a couple of days while other sites had rooms
Their take: A great location by Fisherman's Wharf with Trader Joe's, Starbucks and a cable car line close by, but not really a luxury stay.
Details
Check-in
A few hours early; no upgrade and no welcome amenity
Room
Comfortable, with two queen beds and daily cleaning; no coffee maker, but coffee and tea in the lobby each morning; their 2nd floor room over the courtyard picked up noise from private events
Breakfast
Two meals a day plus coffee only; juice was charged unless the server waived it; limited menu, but food came out quickly, hot and fresh
$100 credit
Hard to use, with no proper bar and limited restaurant hours; they spent it on a final family breakfast
Watch out
The courtyard with fire pits was reserved for outside events on 2 of their 4 nights
u/colombiano0099 on r/ChaseSapphire, November 2025
Breakfast
$100 credit
No upgrade
Early check-in
Late checkout
Their take: A neutral verdict: most benefits came through and the location was the highlight, but the missing upgrade and welcome gift left them unexcited about returning.
Details
Check-in
Early check-in was given
Late checkout
1pm
Breakfast
Included
$100 credit
Received
Upgrade
Refused even though better rooms were available; the front desk said that since they already had a king room they could not be moved
Welcome
No welcome amenity
Watch out
The Wi-Fi was so spotty they used their own data, and room service was unavailable for most of the day
u/Flaky_Woodpecker_627 on r/ChaseSapphire, November 2025
Breakfast
$100 credit
No upgrade
Their take: Underwhelming overall: it felt more like a decent three-star chain than a luxury hotel, and they doubt the Edit rate saved anything over booking direct.
Details
Upgrade
None
Welcome
No welcome gift
Breakfast
A passable buffet of yogurt, oatmeal, croissants and what they called fake eggs
$100 credit
Spent at the bar, where 4 drinks came to more than $100 before tips
Watch out
The only restaurant was closed one evening, so they walked to a restaurant by the pier
2 nights in early June. About $700 for 2 nights, brought down with Points Boost and the credit They felt it was decent value once Points Boost and the credit were applied. June 2026 · Source ↗
A stay last year with a hot breakfast buffet. On their Edit stay the year before, breakfast was a pretty decent hot buffet Their breakfast experience differed from more recent reports of a limited menu. January 2026 · Source ↗
No welcome amenity. Nothing They received no welcome amenity. December 2025 · Source ↗
Booking tips from cardholders
For Aug 23-25, the Edit rate here was 35k points, compared with 41,000 at the Taj Campton Place, 71k at the St. Regis and 77k at the Four Seasons.
u/Admirable_Cow_2889 on r/ChaseSapphire, July 2026 · Read the thread ↗
They booked three weeknights for $809, got $160 back through a price match after spotting a lower rate on Trivago, and with the $250 Edit credit paid 21,500 boosted points plus $44. The hotel confirmed the $100 property credit can cover valet parking at $65 per day as well as food and drinks, and breakfast is $30 a day for each of up to two guests.
On Chase the hotel appeared sold out for one- and two-night searches and only opened up at three nights or more, even though the same dates could be booked directly with the hotel and on other sites. They booked three nights to use the Edit, and the hotel would not cut the stay to two once it was booked.
u/Big-Revenue7586 on r/ChaseSapphire, December 2025 · Read the thread ↗
Show 1 more tip
They booked Hotel Zoe through The Edit and worked it out to roughly $100 a night once the statement credit was applied, which they called a steal for San Francisco. The $100 property credit and breakfast come on top of that rate.
When an Edit hotel in San Francisco drops well below its usual Chase Travel rate for a stay in the next few weeks, we’ll email you. The weekly deals email is taking a short break right now. Join now and you’ll get the next one as soon as it’s back.
These Sapphire Reserve Exclusive Tables restaurants are within 3 km of Hotel Zoe. Pay with the card at one of them and the dining credit applies: $150 from January to June and $150 from July to December. How the dining credit works
Gary DankoContemporary French / American, Californian · 0.3 mi away
Yes. Hotel Zoe is on The Edit by Chase Travel list as of our November 13, 2026 check. A prepaid Chase Travel booking here gets the Edit benefits: daily breakfast for two, a $100 property credit, an upgrade when available, and early check-in and late checkout when available.
How much does Hotel Zoe cost on Chase Travel?
Its typical nightly Chase Travel rate is $358, fees included: the median of the rates for two-night stays across the coming year. By month, the median runs from $229 in December to $435 in September. These are planning figures, not live quotes; check the rate on Chase Travel for your dates.
Does Hotel Zoe qualify for the Chase double credit?
No. It is not in the 2026 select-hotel credit program, so a stay here can use the $250 Edit credit but not the second $250. The double credit hotels page lists the ones that are.
When is the cheapest time to book Hotel Zoe?
December has the lowest median Chase Travel rate here, $229 a night, followed by January and February. September is the priciest at $435. The single lowest nightly rate on our last check was $212, for a two-night stay from December 13, 2026.
Rates are medians of Chase Travel prices, fees included, for two-night stays starting on each day of the coming year; planning figures, not live quotes. How we build this data. “Compare prices” opens Google’s hotel search, which shows what other sellers charge. We earn nothing from it, from Chase Travel bookings or from card applications.