Hotel Zoe

Updated

4 stars · San Francisco, California

Hotel Zoe is one of 11 Edit by Chase hotels in San Francisco. Its typical nightly Chase Travel rate is $358, fees included, the lowest of the city’s 11 priced Edit hotels.

The Edit perks and credits only apply when you book in Chase Travel: sign in to Chase, open Travel and search for Hotel Zoe. Opens chase.com. We’re independent and not affiliated with Chase.

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  • A view of San FranciscoPhoto of San FranciscoPhoto: Pexels
  • $358Typical nightly rate
  • DecemberCheapest month, $229
  • $212Lowest night, Dec 13, 2026
  • $250 offEdit credit, no double
  • 4 starsHotel class
  • Since Jan 2026On The Edit, checked Nov 13

What an Edit booking here includes

What a prepaid Edit booking here gets you, and how often each perk came through on the 13 stays cardholders reported.

The Edit benefits

  • Daily breakfast for two

    6 of 6 stays

    Almost always

  • $100 property credit

    5 of 5 stays

    Almost always

  • Room upgrade

    0 of 6 stays

    Rarely

  • Early check-in

    2 of 3 stays

    Usually

  • Late checkout

    3 of 3 stays

    Almost always

  • $250 Edit credit posted

    3 of 3 stays

    Almost always

  • Free Wi-Fi

    Included

The $250 Edit credit

  • Cheapest two nights ending by Dec 31: check in Sun, Dec 13 at $212 a night, about $174 after the $250 Edit credit.
Two nights at $358
$716
Edit credit
−$250
You pay about
$466

For a prepaid Chase Travel stay of two nights or more. It uses one of your two $250 Edit credits for the year; this isn’t a double-credit hotel, so there’s no second $250.

Check the rate first

Chase Travel often charges more than the hotel’s own site, so compare before you book. If you find it cheaper within 24 hours of booking, ask Chase for a price match: it has to beat their price by more than $5 a night, for the same room and refund terms.

Compare prices

When Hotel Zoe is cheapest

Hotel Zoe runs lowest in December, January and February, with December the cheapest at a $229 median a night, and highest in September at $435.

  • January: $249 median a night, one of the cheapest
  • February: $270 median a night, one of the cheapest
  • March: $311 median a night
  • April: $317 median a night
  • May: $339 median a night
  • June: $390 median a night
  • July: $393 median a night
  • August: $407 median a night
  • September: $435 median a night
  • October: $426 median a night
  • November: $285 median a night
  • December: $229 median a night, one of the cheapest

These are medians of the Chase Travel rates for two-night stays starting on each day of the coming year, from 361 dates on our last check.

What guests say about Hotel Zoe

13 Edit stays here, as Sapphire Reserve cardholders described them on Reddit, summarized in our own words with a link to each post. We haven’t stayed here ourselves.

What guests liked

  • Breakfast included6 stays
  • Great location5 stays
  • Late checkout3 stays
  • Welcome amenity2 stays
  • $100 credit easy to use2 stays
  • Early check-in2 stays

What to watch for

  • No welcome amenity7 stays
  • No upgrade5 stays
  • Spotty Wi-Fi2 stays
  • Room felt dated
  • No early check-in
  • Parking is extra

No welcome gift or daily credit

u/thebruns on r/ChaseSapphire, September 2026

Their take: Apart from the missing welcome gift and daily credit, their stay was much the same as other recent Edit guests describe.

Details
Welcome
No welcome gift
Watch out
They were told the hotel's $15 daily resort credit didn't apply to their reservation
Read it on Reddit ↗

Wine on arrival, but no daily credit

u/Elephant43 on r/ChaseSapphire, September 2026

Their take: They would point Edit travelers to a different San Francisco hotel instead.

Details
Welcome
A bottle of wine
Watch out
They were told the hotel's $15 daily resort credit didn't apply to their booking
Read it on Reddit ↗

Two nights for $5 out of pocket

u/nauticalWindyBehind on r/ChaseSapphire, September 2026

  • Breakfast
  • $100 credit
  • No upgrade
  • No early check-in
  • Late checkout
  • $250 credit posted

Their take: Not a high-end luxury stay, but a good one made better by the Edit perks, in a safe, walkable spot near the Wharf and nearly free after points and the credit.

Details
Paid
$635 for 2 nights, covered by 23k points through Points Boost and the $250 credit, leaving $5 to pay; the statement credit arrived within a few days of booking
Room
The entry-level king felt dated, with the sink in the bedroom area and one switch lighting both it and the separate bathroom
Welcome
A choice of a bottle of red or white wine at check-in
Check-in
No early check-in or upgrade, as nothing was available
Late checkout
1pm
$100 credit
Used at Pescatore, the hotel restaurant, where a dinner came to $104; meals must be charged to the room, and the credit stacked with a $15 daily restaurant credit. Staff said it could also cover parking
Breakfast
For two each day through paper vouchers, ordering anything on the menu, though the included drinks are limited to regular coffee and tea
Parking
They believe it was $65 a night
At checkout
No resort fee; a $200 refundable deposit came back after about 5 days
Watch out
The restaurant closed one night for a private event, so check its hours at check-in
Read it on Reddit ↗
Show 7 more stays

Great breakfasts, a late checkout and a pool next door

u/jray_eats on r/sapphirereserve, July 2026

  • Breakfast
  • $100 credit
  • Late checkout

Their take: A great stay for them, with standout breakfasts and service, easy transit and a walk to swim at Aquatic Park.

Details
Check-in
At the regular 4pm time
Late checkout
Given after checking availability
Breakfast
Two free continental breakfasts a day; French toast, Greek yogurt and a mushroom omelette all impressed, and the servers were phenomenal
$100 credit
Used at the Pescatore restaurant
Welcome
None; the strawberry chocolates others mention cost $6.95 when they asked
Watch out
There is no gym, but guests can use the pool and fitness center at the Hyatt Centric through a partnership; free s'mores kits come out daily after 5pm
Read it on Reddit ↗

2 nights, booked November 2025

u/AssistanceMiddle9615 on r/ChaseSapphire, November 2025

  • $250 credit posted

Their take: Pleasantly surprised to find such an affordable US hotel on The Edit.

Details
Paid
$128 a night; $379.72 in all, including $72.56 in fees and $52.04 in taxes. They used 6,000 points with Points Boost and put $259.72 on the card, so after the $250 credit the stay cost $9.72 and 6,000 points
How
Pick points at checkout, then lower the points so at least $250 stays on the card. A points-only booking doesn’t get the credit
Availability
The hotel disappeared from Chase Travel right after they booked, and another cardholder saw it as sold out for a couple of days while other sites had rooms
Read it on Reddit ↗

Four nights for a family of four

u/lspst8 on r/sapphirereserve, January 2026

  • Breakfast
  • $100 credit
  • No upgrade
  • Early check-in

Their take: A great location by Fisherman's Wharf with Trader Joe's, Starbucks and a cable car line close by, but not really a luxury stay.

Details
Check-in
A few hours early; no upgrade and no welcome amenity
Room
Comfortable, with two queen beds and daily cleaning; no coffee maker, but coffee and tea in the lobby each morning; their 2nd floor room over the courtyard picked up noise from private events
Breakfast
Two meals a day plus coffee only; juice was charged unless the server waived it; limited menu, but food came out quickly, hot and fresh
$100 credit
Hard to use, with no proper bar and limited restaurant hours; they spent it on a final family breakfast
Watch out
The courtyard with fire pits was reserved for outside events on 2 of their 4 nights
Read it on Reddit ↗

A stay in 2025

u/Apprehensive-You4015 on r/ChaseSapphire, November 2025

  • No upgrade

Their take: Fine if you arrive without a car.

Details
Parking
Valet is about $60 a night, and the $100 property credit doesn’t cover it
Arrival
No welcome gift, and no upgrade or mention of one
Read it on Reddit ↗

Most perks honored, but no upgrade

u/colombiano0099 on r/ChaseSapphire, November 2025

  • Breakfast
  • $100 credit
  • No upgrade
  • Early check-in
  • Late checkout

Their take: A neutral verdict: most benefits came through and the location was the highlight, but the missing upgrade and welcome gift left them unexcited about returning.

Details
Check-in
Early check-in was given
Late checkout
1pm
Breakfast
Included
$100 credit
Received
Upgrade
Refused even though better rooms were available; the front desk said that since they already had a king room they could not be moved
Welcome
No welcome amenity
Watch out
The Wi-Fi was so spotty they used their own data, and room service was unavailable for most of the day
Read it on Reddit ↗

Underwhelming, but well located

u/Flaky_Woodpecker_627 on r/ChaseSapphire, November 2025

  • Breakfast
  • $100 credit
  • No upgrade

Their take: Underwhelming overall: it felt more like a decent three-star chain than a luxury hotel, and they doubt the Edit rate saved anything over booking direct.

Details
Upgrade
None
Welcome
No welcome gift
Breakfast
A passable buffet of yogurt, oatmeal, croissants and what they called fake eggs
$100 credit
Spent at the bar, where 4 drinks came to more than $100 before tips
Watch out
The only restaurant was closed one evening, so they walked to a restaurant by the pier
Read it on Reddit ↗

Overpriced and missing benefits

u/ludololl on r/ChaseSapphire, November 2025

  • No upgrade

Their take: They don't think this hotel belongs in the Edit and felt that paying more than the direct rate should have brought every benefit.

Details
Paid
They say the Edit price was 200-300 higher than booking direct
Upgrade
None
Welcome
No welcome amenity
Room
Poor smart TVs and Wi-Fi that didn't work well
Watch out
They opened a partial dispute over the stay
Read it on Reddit ↗

Quick notes from other guests

  • 2 nights in early June. About $700 for 2 nights, brought down with Points Boost and the credit They felt it was decent value once Points Boost and the credit were applied. June 2026 · Source ↗
  • A stay last year with a hot breakfast buffet. On their Edit stay the year before, breakfast was a pretty decent hot buffet Their breakfast experience differed from more recent reports of a limited menu. January 2026 · Source ↗
  • No welcome amenity. Nothing They received no welcome amenity. December 2025 · Source ↗

Booking tips from cardholders

  • For Aug 23-25, the Edit rate here was 35k points, compared with 41,000 at the Taj Campton Place, 71k at the St. Regis and 77k at the Four Seasons.

    u/Admirable_Cow_2889 on r/ChaseSapphire, July 2026 · Read the thread ↗

  • They booked three weeknights for $809, got $160 back through a price match after spotting a lower rate on Trivago, and with the $250 Edit credit paid 21,500 boosted points plus $44. The hotel confirmed the $100 property credit can cover valet parking at $65 per day as well as food and drinks, and breakfast is $30 a day for each of up to two guests.

    u/smartedit on r/ChaseSapphire, July 2026 · Read the thread ↗

  • On Chase the hotel appeared sold out for one- and two-night searches and only opened up at three nights or more, even though the same dates could be booked directly with the hotel and on other sites. They booked three nights to use the Edit, and the hotel would not cut the stay to two once it was booked.

    u/Big-Revenue7586 on r/ChaseSapphire, December 2025 · Read the thread ↗

Show 1 more tip
  • They booked Hotel Zoe through The Edit and worked it out to roughly $100 a night once the statement credit was applied, which they called a steal for San Francisco. The $100 property credit and breakfast come on top of that rate.

    u/courcake on r/ChaseSapphire, October 2025 · Read the thread ↗

Last-minute Edit deals in San Francisco

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This weekend’s best Edit deals, ranked by how far each stay falls below the hotel’s usual rate.

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Dining credit restaurants nearby

These Sapphire Reserve Exclusive Tables restaurants are within 3 km of Hotel Zoe. Pay with the card at one of them and the dining credit applies: $150 from January to June and $150 from July to December. How the dining credit works

All Exclusive Tables restaurants in San Francisco →

Questions about Hotel Zoe on The Edit

Is Hotel Zoe part of The Edit by Chase?

Yes. Hotel Zoe is on The Edit by Chase Travel list as of our November 13, 2026 check. A prepaid Chase Travel booking here gets the Edit benefits: daily breakfast for two, a $100 property credit, an upgrade when available, and early check-in and late checkout when available.

How much does Hotel Zoe cost on Chase Travel?

Its typical nightly Chase Travel rate is $358, fees included: the median of the rates for two-night stays across the coming year. By month, the median runs from $229 in December to $435 in September. These are planning figures, not live quotes; check the rate on Chase Travel for your dates.

Does Hotel Zoe qualify for the Chase double credit?

No. It is not in the 2026 select-hotel credit program, so a stay here can use the $250 Edit credit but not the second $250. The double credit hotels page lists the ones that are.

When is the cheapest time to book Hotel Zoe?

December has the lowest median Chase Travel rate here, $229 a night, followed by January and February. September is the priciest at $435. The single lowest nightly rate on our last check was $212, for a two-night stay from December 13, 2026.

Rates are medians of Chase Travel prices, fees included, for two-night stays starting on each day of the coming year; planning figures, not live quotes. How we build this data. “Compare prices” opens Google’s hotel search, which shows what other sellers charge. We earn nothing from it, from Chase Travel bookings or from card applications.

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