Cheapest Sapphire Reserve Dining Credit Restaurants: 56 Where $150 Covers Dinner for Two

Key takeaways

At 56 of the 171 restaurants we could price, a typical dinner for two, with tax and tip, comes to $150 or less.
The cheapest: Nixta Taqueria in Austin, After in Chicago and Almanac in Philadelphia.
Chicago has the most (6), then Portland (5) and Austin (4).
We count a starter and a main each from the restaurant’s own menu, plus about 30% for tax and tip. Drinks are extra.

On this page

How we worked it out
The 12 cheapest
By city
More dining credit lists
Questions

How we worked it out

We read each restaurant’s own dinner menu and priced a typical dinner for one: a starter and a main, from the cheaper end of the menu to the middle. Then we doubled it for two people and added about 30% for tax and a tip. Where that lands at $150 or less, one half-year Sapphire Reserve credit should cover the whole bill. That’s 56 of the 171 restaurants we could price. Tasting menus are a different story, and they have their own list.

Drinks aren’t included, so a cocktail or a glass of wine each will usually take you a little over, and menus change, so please treat these as good estimates rather than quotes. The credit applies to the card charge at the restaurant, which includes tax and the tip you add on the card.

The 12 cheapest

Sorted by a typical dinner for one, cheapest first.

Restaurant	Dinner for one	Two people, all in	Nearest Edit hotel
Nixta TaqueriaMexican, Contemporary Mexican · Austin, TX · Vegetarian-friendly	$20–$40A la carte	about $80with tax and tip	Thompson Austin, by Hyatt1.7 mi
AfterCocktail Bar, Bar / Lounge / Bottle Service · Chicago, IL	$30–$45A la carte	about $100with tax and tip	Nobu Hotel Chicago0.6 mi
AlmanacCocktail Bar · Philadelphia, PA	$25–$50A la carte	about $100with tax and tip	Loews Philadelphia Hotel0.8 mi
Benny'sItalian, Cocktail Bar · Maine, ME · Vegetarian-friendly	$30–$45A la carte	about $100with tax and tip	None within 2 miles
PIZZ'AMICIPizza Bar, Italian · Chicago, IL · Vegetarian-friendly	$30–$45A la carte	about $100with tax and tip	Nobu Hotel Chicago0.6 mi
CanjeAustin, TX	$30–$50A la carte	about $105with tax and tip	Fairmont Austin1.0 mi
Kemuri Tatsu-yaBarbecue, Izakaya · Austin, TX · Vegetarian-friendly	$25–$55A la carte	about $105with tax and tip	Hotel Van Zandt1.6 mi
AnelyaUkrainian, Comfort Food · Chicago, IL · Vegetarian-friendly	$30–$55A la carte	about $110with tax and tip	None within 2 miles
Horno RestaurantItalian, Asian · New Mexico, NM	$30–$55A la carte	about $110with tax and tip	Inn and Spa at Loretto0.2 mi
Pine HallDetroit, MI	$25–$60A la carte	about $110with tax and tip	None within 2 miles
Daisies ChicagoAmerican, Italian · Chicago, IL · Vegetarian-friendly	$30–$60A la carte	about $115with tax and tip	None within 2 miles
Mr. TunaSushi · Maine, ME · Vegetarian-friendly	$25–$65A la carte	about $115with tax and tip	None within 2 miles

By city

29 cities have at least one. Here they are, cheapest first in each city.

Chicago 6

Restaurant	Dinner for one	Two people, all in	Nearest Edit hotel
AfterCocktail Bar, Bar / Lounge / Bottle Service · Chicago, IL	$30–$45A la carte	about $100with tax and tip	Nobu Hotel Chicago0.6 mi
PIZZ'AMICIPizza Bar, Italian · Chicago, IL · Vegetarian-friendly	$30–$45A la carte	about $100with tax and tip	Nobu Hotel Chicago0.6 mi
AnelyaUkrainian, Comfort Food · Chicago, IL · Vegetarian-friendly	$30–$55A la carte	about $110with tax and tip	None within 2 miles
Daisies ChicagoAmerican, Italian · Chicago, IL · Vegetarian-friendly	$30–$60A la carte	about $115with tax and tip	None within 2 miles
Lula CafeContemporary American, Farm-to-table · Chicago, IL · Vegetarian-friendly	$30–$65A la carte	about $125with tax and tip	None within 2 miles
MirraMexican, Indian · Chicago, IL · Vegetarian-friendly	$45–$60Set menu or a la carte	about $135with tax and tip	None within 2 miles

Portland 5

Restaurant	Dinner for one	Two people, all in	Nearest Edit hotel
Xiao YeAmerican · Portland, OR	$35–$60A la carte	about $125with tax and tip	None within 2 miles
ArdenContemporary American, Farm-to-table · Portland, OR	$40–$65Set menu or a la carte	about $135with tax and tip	The Ritz-Carlton, Portland0.3 mi
Shalom Y'allMediterranean, Middle Eastern · Portland, OR · Vegetarian-friendly	$35–$70A la carte	about $135with tax and tip	The Nines, a Luxury Collection Hotel, Portland0.7 mi
Canard - BurnsideContemporary American, Wine Bar · Portland, OR	$40–$70A la carte	about $145with tax and tip	The Nines, a Luxury Collection Hotel, Portland1.0 mi
HaywardFarm-to-table · Portland, OR	$50–$60Set menu or a la carte	about $145with tax and tip	None within 2 miles

Austin 4

Restaurant	Dinner for one	Two people, all in	Nearest Edit hotel
Nixta TaqueriaMexican, Contemporary Mexican · Austin, TX · Vegetarian-friendly	$20–$40A la carte	about $80with tax and tip	Thompson Austin, by Hyatt1.7 mi
CanjeAustin, TX	$30–$50A la carte	about $105with tax and tip	Fairmont Austin1.0 mi
Kemuri Tatsu-yaBarbecue, Izakaya · Austin, TX · Vegetarian-friendly	$25–$55A la carte	about $105with tax and tip	Hotel Van Zandt1.6 mi
EsteContemporary Mexican, Mexican · Austin, TX · Vegetarian-friendly	$45–$70A la carte	about $150with tax and tip	Thompson Austin, by Hyatt1.7 mi

New York City 4

Restaurant	Dinner for one	Two people, all in	Nearest Edit hotel
Ci SiamoItalian · New York City, NY · Vegetarian-friendly	$40–$65A la carte	about $135with tax and tip	Pendry Manhattan Westunder 0.1 mi
Jeffrey's GroceryAmerican, Seafood · New York City, NY	$45–$65A la carte	about $145with tax and tip	Gansevoort Meatpacking0.5 mi
Red Hook TavernAmerican · New York City, NY	$40–$75A la carte	about $150with tax and tip	Casa Cipriani New York1.6 mi
San SabinoItalian · New York City, NY	$45–$70A la carte	about $150with tax and tip	Gansevoort Meatpacking0.2 mi

Denver 3

Restaurant	Dinner for one	Two people, all in	Nearest Edit hotel
Mezcaleria AlmaDenver, CO	$35–$75A la carte	about $145with tax and tip	None within 2 miles
RiojaMediterranean, Fusion / Eclectic · Denver, CO · Vegetarian-friendly	$35–$75Set menu or a la carte	about $145with tax and tip	Four Seasons Hotel Denver0.1 mi
Cozobi Fonda FinaMexican, Contemporary Mexican · Denver, CO · Vegetarian-friendly	$45–$70A la carte	about $150with tax and tip	Limelight Boulder0.5 mi

Greenville County 3

Restaurant	Dinner for one	Two people, all in	Nearest Edit hotel
CAMPAmerican · Greenville County, SC	$35–$60Set menu or a la carte	about $125with tax and tip	None within 2 miles
O-Ku - GreenvilleJapanese, Sushi · Greenville County, SC	$40–$60Set menu or a la carte	about $130with tax and tip	None within 2 miles
Soby'sContemporary American, Southern · Greenville County, SC · Vegetarian-friendly	$35–$65A la carte	about $130with tax and tip	None within 2 miles

Los Angeles 3

Restaurant	Dinner for one	Two people, all in	Nearest Edit hotel
Found OysterLos Angeles, CA	$30–$70A la carte	about $130with tax and tip	W Hollywood1.8 mi
RasarumahLos Angeles, CA	$35–$65A la carte	about $130with tax and tip	None within 2 miles
Hermon'sLos Angeles, CA	$40–$70A la carte	about $145with tax and tip	None within 2 miles

Philadelphia 3

Restaurant	Dinner for one	Two people, all in	Nearest Edit hotel
AlmanacCocktail Bar · Philadelphia, PA	$25–$50A la carte	about $100with tax and tip	Loews Philadelphia Hotel0.8 mi
MawnCambodian, Asian · Philadelphia, PA	$30–$75Set menu or a la carte	about $135with tax and tip	Loews Philadelphia Hotel0.8 mi
Pine Street GrillAmerican · Philadelphia, PA	$35–$70A la carte	about $135with tax and tip	The Rittenhouse Philadelphia0.3 mi

Boston 2

Restaurant	Dinner for one	Two people, all in	Nearest Edit hotel
Bar VolpeBoston, MA	$40–$60A la carte	about $130with tax and tip	Omni Boston Hotel at the Seaport0.7 mi
KrasiBoston, MA · Vegetarian-friendly	$40–$75A la carte	about $150with tax and tip	Four Seasons Hotel One Dalton Street, Boston0.2 mi

Houston 2

Restaurant	Dinner for one	Two people, all in	Nearest Edit hotel
Belly of the BeastMexican · Houston, TX	$45–$70A la carte	about $150with tax and tip	None within 2 miles
OktóMediterranean, Greek · Houston, TX · Vegetarian-friendly	$40–$75A la carte	about $150with tax and tip	Hotel Saint Augustine0.9 mi

Maine 2

Restaurant	Dinner for one	Two people, all in	Nearest Edit hotel
Benny'sItalian, Cocktail Bar · Maine, ME · Vegetarian-friendly	$30–$45A la carte	about $100with tax and tip	None within 2 miles
Mr. TunaSushi · Maine, ME · Vegetarian-friendly	$25–$65A la carte	about $115with tax and tip	None within 2 miles

San Francisco 2

Restaurant	Dinner for one	Two people, all in	Nearest Edit hotel
The Anchovy BarSeafood, Wine Bar · San Francisco, CA	$45–$65A la carte	about $145with tax and tip	San Francisco Proper Hotel1.1 mi
State Bird ProvisionsCalifornian, American · San Francisco, CA · Vegetarian-friendly	$40–$75A la carte	about $150with tax and tip	San Francisco Proper Hotel1.1 mi

Atlanta 1

Restaurant	Dinner for one	Two people, all in	Nearest Edit hotel
Little SparrowAmerican, Bistro · Atlanta, GA	$40–$70A la carte	about $145with tax and tip	Kimpton Shane Hotel by IHG1.4 mi

Baltimore 1

Restaurant	Dinner for one	Two people, all in	Nearest Edit hotel
Old Ebbitt GrillAmerican, Oyster Bar · Baltimore, MD · Vegetarian-friendly	$35–$80A la carte	about $150with tax and tip	Willard InterContinental Washington by IHG0.1 mi

Boulder 1

Restaurant	Dinner for one	Two people, all in	Nearest Edit hotel
Pizzeria Alberico (Boulder)Boulder, CO · Vegetarian-friendly	$35–$55A la carte	about $115with tax and tip	Limelight Boulder0.6 mi

Charleston 1

Restaurant	Dinner for one	Two people, all in	Nearest Edit hotel
Ma'am SaabPakistani, Indian · Charleston, SC · Vegetarian-friendly	$40–$55Set menu or a la carte	about $125with tax and tip	Grand Bohemian Charleston, Autograph Collectionunder 0.1 mi

Cincinnati 1

Restaurant	Dinner for one	Two people, all in	Nearest Edit hotel
Mita's RestaurantTapas / Small Plates, Latin American · Cincinnati, OH · Vegetarian-friendly	$25–$70A la carte	about $125with tax and tip	21C Museum Hotel Cincinnati0.2 mi

Detroit 1

Restaurant	Dinner for one	Two people, all in	Nearest Edit hotel
Pine HallDetroit, MI	$25–$60A la carte	about $110with tax and tip	None within 2 miles

Kansas City 1

Restaurant	Dinner for one	Two people, all in	Nearest Edit hotel
AnjinKansas City, MO	$25–$80A la carte	about $135with tax and tip	Hotel Kansas City0.5 mi

Las Vegas 1

Restaurant	Dinner for one	Two people, all in	Nearest Edit hotel
Ada’sLas Vegas, NV · Vegetarian-friendly	$35–$70A la carte	about $135with tax and tip	None within 2 miles

Milwaukee 1

Restaurant	Dinner for one	Two people, all in	Nearest Edit hotel
CassisMilwaukee, WI	$32–$78A la carte	about $145with tax and tip	Kimpton Journeyman Hotel by IHG0.2 mi

Nashville 1

Restaurant	Dinner for one	Two people, all in	Nearest Edit hotel
The Patterson HouseNashville, TN · Vegetarian-friendly	$35–$75A la carte	about $145with tax and tip	Thompson Nashville, by Hyatt0.3 mi

New Mexico 1

Restaurant	Dinner for one	Two people, all in	Nearest Edit hotel
Horno RestaurantItalian, Asian · New Mexico, NM	$30–$55A la carte	about $110with tax and tip	Inn and Spa at Loretto0.2 mi

New Orleans 1

Restaurant	Dinner for one	Two people, all in	Nearest Edit hotel
AcamayaNew Orleans, LA	$45–$70A la carte	about $150with tax and tip	None within 2 miles

Raleigh 1

Restaurant	Dinner for one	Two people, all in	Nearest Edit hotel
Poole's DinerAmerican · Raleigh, NC	$45–$70A la carte	about $150with tax and tip	None within 2 miles

Rhode Island 1

Restaurant	Dinner for one	Two people, all in	Nearest Edit hotel
Waterman GrilleAmerican · Rhode Island, RI · Vegetarian-friendly	$30–$80A la carte	about $145with tax and tip	None within 2 miles

Richmond 1

Restaurant	Dinner for one	Two people, all in	Nearest Edit hotel
Stella's - RichmondGreek · Richmond, VA · Vegetarian-friendly	$35–$55A la carte	about $115with tax and tip	None within 2 miles

St. Louis 1

Restaurant	Dinner for one	Two people, all in	Nearest Edit hotel
Brasserie by NicheSt. Louis, MO · Vegetarian-friendly	$35–$60A la carte	about $125with tax and tip	None within 2 miles

Washington DC 1

Restaurant	Dinner for one	Two people, all in	Nearest Edit hotel
Dauphine’sContemporary American, Creole / Cajun / Southern · Washington DC	$35–$75A la carte	about $145with tax and tip	The St. Regis Washington, D.C.0.2 mi

More dining credit lists

Every list comes from the same place: each restaurant’s own menu, read in October 2026, and our Sapphire Reserve restaurant list, where all 436 are on a map you can filter. New to the credit? The dining credit guide covers how it works.

Questions

What is the cheapest Sapphire Reserve dining credit restaurant?

By our menu check, Nixta Taqueria in Austin: a typical dinner for one is $20–$40, about $80 for two with tax and tip. After and Almanac are close behind.

Does the $150 dining credit cover tax and tip?

The credit applies to the card charge at the restaurant, and that charge includes tax and any tip you add on the card. That’s why our dinner-for-two figures include about 30% for tax and tip.

How did you estimate what dinner costs?

From each restaurant’s own dinner menu: a starter and a main for one person, from the cheaper end of the menu to the middle. We skip one-off splurges like caviar or a steak for two. Menus change, so these are estimates, not quotes.

Which of these are vegetarian-friendly?

Nixta Taqueria in Austin, Benny's in Maine, PIZZ'AMICI in Chicago, Kemuri Tatsu-ya in Austin and Anelya in Chicago are among the cheapest with real vegetarian options. Our vegetarian-friendly list has all of them.

Sources

We routinely check and double-check these terms against Chase’s own pages, especially when they change. If you notice something that needs to be updated, please let us know! The Guide to Benefits in your Chase account should always be treated as the main source of truth.

Where the $150 Dining Credit Covers Dinner for Two